Specialist Insurance Lawyers

We’re experienced in helping policyholders challenge their insurers when claims aren’t paid or policies are cancelled or avoided.

Indemnity Legal can help you to resolve disputes with your insurer under any type of insurance policy including:
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Buildings & Contents Insurance

Motor Insurance

Pet Insurance

Life and Critical Illness Insurance

Private Medical Insurance

Gadget Insurance

Jewellery Insurance

High Net Worth Insurance Products

Professional Indemnity Insurance

Directors & Officers Insurance

Property Insurance

Contractors All Risk Insurance

Trade Credit Insurance

Employers’ Liability Insurance

Public Liability Insurance

Crime Insurance

Cyber Insurance

Keyman Insurance

Our mission is to ensure that every valid insurance claim is paid

We are a boutique law firm specialising in resolving insurance disputes. We’re experienced in helping consumers and businesses challenge their insurers when claims aren’t paid or policies are cancelled or avoided.

If your insurance company has declined your claim, cancelled your policy or paid you less than you think you are owed, click the button below to contact us now for a free, no obligation review of your claim by one of our specialist lawyers.

Get a free, no-obligation review of your claim by one of our specialist solicitors:
Get a Free Claim Review


James Morris
Specialist Insurance Lawyer

Indemnity Legal was co-founded by James Morris, a specialist insurance lawyer experienced in resolving disputed insurance claims. A “poacher turned gamekeeper”, James used to advise insurance companies on whether or not to pay insurance claims. He now uses that experience to advise consumers and businesses on how best to challenge their insurers when claims are declined or policies are cancelled or avoided.


Indemnity Legal is committed to ensuring that every valid insurance claim is paid, and that our clients have access to a range of funding solutions to make that happen.

Those solutions include:

A free, no obligation review of every claim

A range of “no win no fee” options

Fixed and capped fees where appropriate, so you’ll always know what a particular task will cost

Competitive hourly rates

We will discuss with you which of the above solutions may be right for you, and provide you with an estimate of our potential fees, following our free initial review of your claim. 

Get in touch with us for a free, no obligation review of your claim and one of our specialist lawyers will consider your funding options with you.

Get a Free Claim Review

Indemnity Legal is a trading name of Indemnity Legal Services Limited. Indemnity Legal Services Limited is a company registered in England and Wales with registration number 12141491, VAT number 341 5935 01 and registered office Spaces Acero, 1 Concourse Way, Sheffield, S1 2BJ. We are authorised and regulated by the Solicitors Regulation Authority (SRA Number 663292).

Indemnity Legal 2020. All rights reserved.

Indemnity Legal
Spaces Acero, 1 Concourse Way
S1 2BJ

e-mail: enquiries@indemnitylegal.co.uk 
telephone: +44(0) 20 3900 4186

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Our Management Team

Roseanne Taylor
Chief Financial Officer

Roseanne Taylor co-founded Indemnity Legal and is the firm’s Chief Financial Officer. Roseanne is a Chartered Accountant with 24 years’ experience working in businesses of all sizes, including FTSE 100 and FTSE 250 companies, a forensic accounting firm and younger, high growth challenger businesses. Roseanne now uses her expertise to ensure that Indemnity Legal operates “best of breed” practices and in supporting our lawyers to deliver outstanding service to the firm’s clients.

*Please note that as we’re VAT registered, we charge VAT in addition to any fees we charge.

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“I would like to say a massive thank you to James and the team at Indemnity Legal, without them my insurance company would never have paid the money I was entitled to. This money for me is a life changing amount, and will make living with my disability a whole lot easier.
I received a first class, friendly and efficient service, and can't find a single fault in my entire experience with Indemnity legal.  I also wouldn't hesitate to recommend them to friends and family should their services be required.”

"We were kindly put in touch with James Morris at Indemnity Legal by another law firm, to assist us with a complicated home insurance claim. James came highly recommended and straight away, we thought he was both professional and considered in his approach. He is incredibly thorough and proactive with his ideas, showing great initiative in his approach to our claim. He has a friendly, approachable manner, which is a great asset to him and his clients. His legal experience shone through and has resulted in us successfully challenging a large insurance company and securing the result we believe was rightfully deserved. We can't thank James enough for his help in what has been a very stressful and worrying time for our family. We wouldn't hesitate to contact Indemnity Legal again in the future”

"I was referred to James at Indemnity Legal by another firm [as I was looking for an insurance specialist] whom had spoken highly of the firm. I have to say that I couldn't have chosen a better company to handle my insurance litigation (which resulted in a positive outcome!). James and Lyndsey were always quick to respond to any queries I may have had and knew very well how to handle themselves throughout the process with the insurer. I can highly recommend them ! A big thank you from me

What Our Clients Say

Steve Alder

With a background in investment management, Steve has 21 years’ experience of advising small and medium sized businesses. Steve ran the flagship Pan European Smaller Companies product at Henderson Global Investors, steering it to a number one ranking. He has set up, and helped run, entities in both fund management and other professional service industries, serving either in an Executive Director or Partner capacity. Steve uses his expertise in an executive role at Indemnity Legal to ensure that our people, operations, governance and compliance functions are all of the highest calibre.

Policy Guardian

Daniel Middleton
Operations Manager

Daniel Middleton is the firm’s Operations Manager. Having spent a number of years working within the IT team of a large UK bank, Daniel now works closely with Roseanne and James to ensure that the firm’s IT and operational capabilities all have at their heart the delivery of impeccable service to the firm’s clients.

Rosemary Hort

Prior to her qualification in 2017, Rosemary worked in insurance litigation for a number of years. Since qualification, Rosemary has advised businesses and their insurers in a wide variety of sectors on disputes ranging from small to multi-million-pound claims. Rosemary now works exclusively for policyholders, helping to resolve disputes with insurers as quickly and painlessly as possible when valid claims are challenged.

Emma Hockley
Specialist Insurance Lawyer

Emma has nearly 20 years’ dispute resolution experience, during which time she has acted for individuals and small businesses as well as large national and multi-national companies. Before joining Indemnity Legal, Emma advised insurance companies on the resolution of insurance claims and she now uses that experience to help policyholders who find themselves in dispute with their insurers.